Deposit Solemn No.1

DepositCurrency	Belarusian rouble
Minimum Deposit Amount	1,000,000 Belarusian roubles
Maturity	From 30 to 185 days The Depositor can to choose the day of deposit maturity.
Deposit Operation	Additions are possible. Minimum amount of an addition is 300,000 Belarusian roubles. Additions both in cash and non-cash are possible
Interest Rate	Floating. The interest rate is bound to the refinancing rate of the National Bank of the Republic of Belarus. It shall be fixed depending on the deposit maturity according to Table 1 and shall cover additions as well. In case of refinancing rate change within the period of deposit the interest shall be calculated at a new rate as from the date of the change inclusively.
Periodicity of Interest Accrual and Payment	At the option of the Client: Monthly interest accrual and payment Monthly interest capitalization
Procedure of Deposit Amount Payment	The deposit amount shall be paid out on the day of maturity.
Early termination of the Agreement by Depositor	It shall be carried out upon presentation of the written application for early termination to the Bank. In case of early termination the deposit interest shall be paid out at the rate of call deposit based on the actual days of keeping of cash assets on the deposit. Liabilities of the Bank in respect of the deposit amount repayment due to early termination are reduced by credit to the difference amount of the interest accrued and that subject to settlement.
Procedure of Revocation of Deposit Part	With this type of deposit it is possible to revoke a part of the deposit without interest rate change equaling to 50% of the deposit amount taking into account the interest added (in case of capitalization) upon expiration of at least half a period of the deposit/deposit prolongation.
Automatic Prolongation Upon deposit period	In case the deposit is not called for on the date of maturity the agreement shall be prolonged automatically under conditions in force at the moment of prolongation for this deposit. If at the moment of the deposit maturity the acceptance of such deposits has been terminated the deposit amount shall be repaid to the Depositor.

Agreement of term bank deposit of an individual. ( 120Kb)