Deposit V.I.P. Foreign No.1

DepositCurrency	Euro, US dollars
Minimum Deposit Amount	30,000 Euros, US dollars For employees of companies being serviced by TC Bank CJSC and clients who have a current fixed-term deposit with TC Bank CJSC, or had a fixed-term deposit with TC Bank CJSC earlier which was not terminated pre-term - 20,000 Euros, US dollars
Maturity	365 days.
Deposit Operation	Additions are possible, with no restrictions to the amounts and terms of additions. Additions both in cash and non-cash are possible
Interest Rate	Fixed- 8 %  It shall be fixed depending on the deposit maturity and shall cover additions as well.
Periodicity of Interest Accrual and Payment	At the option of the Client: Monthly interest accrual and payment Monthly interest capitalization
Procedure of Deposit Amount Payment	The deposit amount shall be paid out on the day of maturity or on the day of pre-term termination (in case of pre-term termination)
Early termination of the Agreement by Depositor	It shall be carried out upon presentation of the written application for early termination to the Bank. In case of pre-term termination the deposit interest shall be paid at the rate of 6% per annum. Liabilities of the Bank in respect of the deposit amount repayment due to early termination are reduced by credit to the difference amount of the interest accrued and that subject to settlement.
Procedure of Revocation of Deposit Part	Withdrawal of money within the deposit operation period without interest loss is possible.
Automatic Prolongation Upon deposit period	In case the deposit is not called for on the date of maturity the agreement shall be prolonged automatically under conditions in force at the moment of prolongation for this deposit. If at the moment of the deposit maturity the acceptance of such deposits has been terminated the deposit amount shall be repaid to the Depositor.

Agreement of term bank deposit of an individual. ( 120Kb)