Deposit V.I.P. Belarusian № 1

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Deposit сurrency	Belarusian roubles
Requirements to depositors	The preferential right to place funds in this deposit belongs to natural persons qualifying by any of the specified conditions: *Amount of the initial deposit is not less than 50,000,000 Belarusian roubles *The natural person is an employee of an economic entity (legal entity, individual entrepreneur) to which the settlement and cash service is provided by TC Bank Close Joint-Stock Company. *As of the date of this deposit opening the natural person has an effective or expired fixed term deposit, which was previously opened with TC Bank Close Joint-Stock Company, and this previously opened fixed term deposit has not been withdrawn by the depositor ahead of schedule with termination of the contract.
Minimumdepositamount	30,000,000 Belarusian roubles
Maturity	Funds are deposited for the period of 365 days.
Deposit operation	With possibility to replenish, without limitation by amount and time of replenishment. Both cash and non-cash replenishment is possible.
Interest Rate	Refinancing rate (RR)*+7 percentage points
Conditions of the rate of interest	Floating. The interest rate depends on the RR If the RR is changed during the period of the deposit, the interest shall be calculated based on the new rate of interest starting from the date of change inclusive.
Periodicity of interest accrual and payment	At the depositor’s option: monthly accrual monthly capitalization
Frequency of interest payment	Every month after expiry of the deposit period/prolongation or on the day of early termination of the contract for the bank deposit of this type
Procedure for payment of interest and amount of deposit	Interest accrued on the amount of the bank deposit shall be paid to the depositor (when the depositor applies to the Bank) every month not later than the first day of the following month and on the maturity date of the deposit/date of prolongation, date of early termination of the deposit. Payment of the amount of the deposit shall be effected at the end of the deposit period or on the day of early termination of the deposit (in case of early termination).
Conditions of withdrawal of a part of deposit	Partial withdrawal of deposited funds is possible within the effective period of the deposit without loss of accrued interest limited by the amount of minimum balance.
Minimum balance	7,000,000 Belarusian roubles
Early termination of the contract initiated by the depositor	Performed subject to submission of a written application for early termination to the Bank. Liabilities of the Bank in relation to return of the amount of the deposit due to early termination shall be decreased by set-off for the amount of difference between interest received and interest payable.
Interest on deposit in case of early termination	In case of early termination the interest on the deposit shall be paid in the amount of RR effective as of the date of termination of the bank deposit contract, but not more than the RR, which was effective on the date of conclusion of the bank deposit contract, +5 percentage points.
Automaticprolongationuponexpiryofdepositperiod	In case the deposit is not called for on the date of maturity the agreement shall be prolonged automatically under conditions in force at the moment of prolongation for this deposit. If at the moment of the deposit maturity the acceptance of such deposits has been terminated the deposit amount shall be repaid to the Depositor.

Agreement of term bank deposit of an individual. ( 126Kb)